C Bus Toolkit Manual
Join (PDS). This handbook is for employees receiving super contributions from their employer. It has information about the Cbus Industry Super product as well as an application form to join. This handbook is for those looking to receive their superannuation as regular income payments. This handbook is for employees receiving super contributions from their employer. It has information about the Cbus Industry Super product as well as an application form to join. This handbook is for sole traders who are making their own super contributions. It has information about the Cbus Super for Sole Traders product as well as an application form. This handbook is for members who are not currently working or who are not receiving super contributions from an employer. It has information about the Cbus Personal Super product as well as an application form to join.
This handbook is for members joining through their employer. Your employer will let you know if you're eligible and will open your account with us.What’s new?The Trustee operating cost is reviewed each year and ranges up to 0.25%. In pages 7 to 8 of each PDS, we included the estimate from the 2018/19 financial year of 0.15%. This figure has now been revised to 0.19% for the 2019/20 financial year. This fact sheet forms part of the Cbus Product Disclosure Statements.
It includes information on how to make extra contributions, who can contribute to super, how to withdraw super and the early release of super. This fact sheet shows the main fees and costs that may be charged to members to set up and manage their Cbus account, which may be deducted directly from the account or deducted from the investment returns. This fact sheet forms part of the Cbus Product Disclosure Statements. It includes information on the tax treatment of super coming into and out of your account, tax deductions and tax after you reach preservation age. The benefits of being a Cbus member.
The Financial services guide (FSG) provides information about the financial products and services that are provided to members. This fact sheet forms part of the Cbus Product Disclosure Statements. It explains Cbus' complaints handling process.
To help members that come from a non-English speaking background, the interpreter service is available from 8am-8pm AEST Monday to Friday. Find out about Income Streams and Transition to Retirement (TTR) and how to prepare for retirement. Quick facts about unpaid super - what you need to know. Starting a SMSF is a major financial decision. The Financial services guide (FSG) provides information about the financial products and services that are provided to members. If you have a question about your super or would like detailed advice about your own financial situation, Cbus can help. We offer a broad range of financial advice services to members of all ages. Use this form to give specific people, such as a relative or adviser, access to your account details. Use this form to give specific people access to your account details or authorise them to make changes for you. This handbook details the investment options available to Cbus members.
C Bus Toolkit Manual 2017
C Bus Toolkit Download
You can use the forms at the back of this handbook to change the investment option/s your super is invested in. Decide whether investing through Cbus Self Managed is right for you. This form is used to choose your investment option. This fact sheet will help you understand what ups and downs in share market performance could mean for your super, and how to ensure you’re getting the best return for your future. There are four ways to add extra contributions to super, and this fact sheet explains them all - including Salary Sacrifice. Email it to your employees or print out some copies to hand out.